Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. Biloxi, which sits right next to Gulfport, is Americas most affordable beach city, according to SmartAsset. Tampa oozes a chilling and celebration vibe among its people and is a home of famous artists, creators, and more than 98 top-class craft breweries including 47 in Pinellas and 29 in Hillsborough counties. Once again, Sarasota, Florida, topped the list of Best Places to Retire in the U.S., according to U.S. News and World Report's 2021-2022 data. While that might rule out a comfortable life in expensive beach towns like Naples, Florida, and Hilton Head, South Carolina, that doesn't mean life by the ocean is out of reach for the average retiree. The median home value sits at $169,000 and annual property taxes will cost you around $1,300. This Gulf Coast city features some glorious nature trails and lagoons and wetlands. The possibilities are endless with these beautiful beaches and waterways at hand for your recreational pleasure. Neighborhoods.com is not affiliated with the builder, developer, or the association of any communities displayed on this website. In the towns early days, speed trials took place along the surf, and even today, driving is allowed on select spots of the beach. Pinellas Park. Myrtle Beach, SC. Those who dont miss the opportunity of moving to this marvelous city dont usually regret it. Violators can and will be prosecuted to the full extent Information and timely news from our team of trusted money specialists. The unique geography of Siesta Key offers you to access the best amenities of Bradenton, the Tampa Bay area, and Sarasota. That is why real estate is also extremely expensive. The hiking trails are maintained and plentiful. Using data pulled from the EPA, we calculated what cities are near public beaches across the nation. They also started at age 19 (the median age), which is earlier than any preceding generation. In Bay St. Louis, homes are valued at around $172,600 and youll pay around $1,140 in annual property taxes and $782 in monthly housing costs. Thehomes are affordable at a median price of $140,000. Its an ideal location for anyone looking to enjoy the beach without having to travel too far from civilization. Naples is one of the most sought-after places to live with plenty of golf courses, shops and restaurants close by. Moreover, there is a thriving art community with many local galleries that are open all year round. 1 was Boynton Beach in Florida. There are also classes available in painting, photography (including digital media), dance theater for all ages. When 55places named Sioux Falls in South Dakota the most affordable place to retire in 2019, it was a bit of a surprise. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. The list ranges from traditional retirement destinations to bigger northern cities to some surprising places out west. 2 . Sarasota is a city south of Tampa on Florida's Gulf Coast that is known for the John and Mable Ringling Museum of Art and Siesta Key Beach, rated the No. iStock. 1. Best Lake Towns To Retire To in the South. Clearwater Beach is a stunning casual beach town abuzz with good restaurants, good vibes and good opportunities. Pensacola, a small beach town in Floridais accessible from New Orleans, Mississippi, Gulfport, Mobile, Alabama, and many southern cities. What began as a money-maker turned into one of the most stunning resort towns in all of Florida. And we go over some of the numbers taken from Census Bureaus 2019 five-year American Community Survey as well as what makes each city so great to retire in. Lynn Haven, situated just north of Panama City, is a half hour away from some gorgeous beaches and St. Andrews State Park. It is the Nations oldest European-established settlement and it still holds on strongly today with an inhabitant count of 14,515 people living there. Lewes/Rehoboth Beach, Delaware. Tarpon Springs, Lakeland, and NW Bradenton come to mind. 10 Most Affordable Beach Towns in Florida. The median home value is priced at $208,800 and the median annual property tax is $1,953, while youll pay around $953 in housing expenses each month. You wont need to splurge on your new digs, however. When it comes to buying a home here, you will find that the median value is only a shade over $135,000. It is home to Wellen Park, a top-selling master-planned community but there are many other neighborhoods. This thriving community has grown tremendously over time. Piper Aircraft located here offers good employment opportunities to the people. This site is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. The choiceis up to you. Live everyday like youre on vacation in Dunedin. If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. Port St. Lucie is located on the East Coast of Florida, approximately 120 miles south of Orlando and 165 miles north of Miami Beach. On Main Street, Daytonas entertainment district, youll find a host of bars, clubs, and restaurants. Consider these . The median annual property taxes add up to $1,267. There are several white sand beaches like Biloxi beach nearby, as well as one of the best fishing scenes on the Gulf Coast. The city of St. Augustine is located along the east coast of Florida, right about 45 minutes south of Jacksonville and an hour north of Daytona Beach. It is a great place for backpackers who love to travel on a budget. Siesta Key is one of the best cities to live in Florida. Redeem your points for cash or gift cards. (Florida and South Carolina ranked No. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Fort Pierce is themost affordable place to live in Florida near the beach,offering gorgeous views of the Atlantic Ocean. These cities are continuously growing in terms of diversity, education, job opportunities and standard of living. A: Floridas alluring Space Coast, Melbourne Beach is the best affordable destination in Florida. Thousands benefit from our email every week. advisors. Taking the No. To get the No. South Daytona, Daytona Beach Shores, Indigo lakes, and Ortona Homesare preferred by retired people in Florida. You can go to East Atlantic Avenue to find numerous shopping malls, restaurants, and art galleries. Coming in at No. 12 Crucial Snowbirds Facts. In 1961 it only had 250 homes, today there are 201,846 residents who call this place home. Vero Beach also offers many museums like the Vero Beach Museum of Art that contains some really cool visual art exhibits. Breweries in Tampa will fill your youthful soul and thirst. The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. There is a lot of culture in Fernandina Beach. Beach access is available on the island with many great restaurants and shops. That compares quite favorably when you think of the more popular beach towns that Florida is known for. It is actually quite close to Daytona Beach, so you benefit from an entire region that has an affordable cost of living attached to it. The city is packed with professional drivers and IT and crew professionals. Thats not all. Beaches extend 33 miles down into crystal-clear waters which lend themselves beautifully to activities like surfing (or simply lazing about), fishing from boats bobbing up on shoreline just waiting for their turn. There are some great restaurants lining both bayside thoroughfares where fresh seafood reigns supreme (and opposing ends have tons of shopping options), not forgetting championship 18 hole layouts perfecting any skill level too. Naples is a city of over 22,000 residents as well as the 14th largest in Florida. Located near several different beautiful Florida beaches, Delray Beach is a dream for nature lovers who want to be close to the ocean. Whether youre looking for a lower-cost home or simply want your dollar to go further, Sebastian has a selection of properties from which to choose. Historic Downtown Melbourne offers a quaint environment for shopping, dining, and entertainment options; and the 155-mile estuary, Indian River Lagoon, provides residents with opportunities to boat, fish, and surf. The biggest drawback of this beautiful town is the crime rate which is higher than both the national and state average. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Being able to enjoy the beach round is another factor that draws many people here as well. 1 retirement destination in 2020, according to a United Van Lines study. There are plenty of budget homes available in the town right up to luxury million dollar plus estates. The area also boasts an array of 55+ communities noted for their amenities, affordably priced from the low $100s to the high $400s. 1. At extreme high tides or after winter storms, the water pushes up to to 50 feet in the air. We have done precisely that and are now able to bring you a concise list of 10 of the most affordable beach towns that you will find in Florida today. This quaint beachy metropolis of 58,000 residents offers so much to see with its own unique charm. You can spend your days on the sand and your nights soaking up the nightlife. Like the towns around it, you can see satellite launches from nearby Cape Canaveral. 10 Best Things To Do In Apalachicola, Florida. Its an amazing retirement destination with its white sand beaches, casino resorts, championship golf courses and museums and historic sites. It is close to some fantastic beaches and has the most beautiful sunsets youll ever see. Check out Zillow for the latest listings. However, all of these benefits come at a cost. Permission and instructions to access this system can be obtained from the SmartAsset access control This is a great way to meet other local residents as well. Daytona Beach is a tourists dream gorgeous beaches, fun rides and arcades and live music and theater productions. 12 Crucial Snowbirds Facts. Some people may need to pay taxes in Florida if they stay too Whats The Most Expensive Village in The Villages Florida? Located in Volusia County close to Daytona Beach, Port Orange offers residents an attractive alternative to the more tourist-friendly areas immediately surrounding it, while still being conveniently located to the beach and other attractions. Consider Hobe Sounds gorgeous sandy beaches, green parks and abundant golf courses if youre settling down in the Sunshine State for your retirement. Myrtle Beach, SC, is one of the nation's most affordable beach towns. Theres no shortage of things for residents hobbies. So you dont have to worry about making friends. The City of Fort Lauderdale offers a strong employment market as well as being home to some amazing beaches. You can walk around the city and learn things from the American Space Museum and Walk of Fame. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. Across the bridge from Sarasota Florida lies Siesta Key on the southwest coast of Florida which is half an hour south of St Petersburg and Tampa. And explore the scenic trails at the Clam Bayou Nature Park. Join here. There is also Wellen Park, which is one of the premier master-planned communities in the entire state. Destin is one of the great beach towns in America and it is also very safe - crime rates are over 50% lower than the national average, making it one of the safest Florida Panhandle cities to live in. So you might want to check with your accountant before making any move. 1. It only takes 3 minutes to connect with an advisor who puts you first. The citys Memorial Hospital, which offers senior services, is within easy reach. With over 182,000 residents (2019), Fort Lauderdale can be your perfect retirement location. This gated community offers over 200 clubs to keep anyone and everyone entertained. America's gold stockpile has fueled curiosity and conspiracy theories. Called the Sunrise City, it offers a blend of entertainment and recreational activities with the features of more rural living. My retirement income is $95,000 a year, and I want a walkable, affordable beach town to spend the winter. Siesta Key Population: 5,573 Crime rate: 6.40 (per 1,000 residents) Medium home value: $970,739 Perfect for: Families with young children Siesta Key is one of the best cities to live in Florida. Coming in at No. The median home value in the city is $182,800 and youll pay around $1,291 in property taxes each year and $940 in housing costs every month. Research shows Americans are spending more on gambling and gaming despite inflation concerns. Many people love its small-town feel, the 24 miles of unspoiled coastline on Playalinda Beach, and abundant wildlife. The tranquil streets with a peaceful welcoming quiet environment and proximity to open spaces and nature is the dream of many. Continue reading to discover more about the most affordable beach towns in Florida and how you can go about enjoying them for yourself. This affordable beach town roughly an hour north of Palm Beach offers a charming downtown both Reader's Digest and Travel & Leisure put Fort Pierce's on their lists of the best main. Nabbing the No. SmartAssets Nestled on an isolated barrier island that boasts only six miles of the commercial district, Naples is known as one of the most wealthy towns in Florida. In the area is also the Indian River Lagoon, which is a great place to go boating or fishing. These are all important considerations when deciding where to retire. And youll pay around $1,009 in annual property taxes and $455 in monthly housing costs. 9 spot. Kings Point, with over 5,200 homes, is a snowbird's paradise. This is primarily because it is so peaceful, yet it has so much to do outside. For a retiree, the city also offers some great dining experiences and outdoor activities like hiking and golfing, and it doesnt cost that much to reside there. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page.. This South Florida town lets you experience everything from cable skiing to swimming and its award-winning "Blue Wave" beach is recognized for its excellent water quality, beach conditions, safety services and habitat conservation. Myrtle Beach boasts 60 miles of golden coastline, celebrity-designed golf courses and decadent seafood restaurants. Neighborhoods.com compiled a list of those towns by considering a range of factors to assess affordability, including median home value, median real estate taxes, and average home costs, among others. Be it a child or an adult everyone is crazy to visit theme parks and beaches. 3) Sebastian Florida. It has got a population of over 13,000 people, a third of whom are above the age of 65. Mississippis widely considered one of the cheapest cities to live in the U.S., but isnt always recommended for a retiree. Myrtle Beach is a popular vacation destination but its also pretty affordable to live in on a permanent basis. Not to be confused with its incredibly expensive name partner in Southern California, Venice is an affordable beach town in Florida. Median home prices are around $155,000. A: Both Key West and the Florida Keys are perfect for summer vacations and outdoor activities. An example of data being processed may be a unique identifier stored in a cookie. Siesta Key Beach's beautiful expansive white sand was just one reason the beach was named as "the best beach in the world" for 2017 by Dr. Beach. The healthcare scene is also upgraded with the setting up of Sarasota Memorial Hospital. The only major problem can be the crime situation which can be a bit problematic at times. Charlotte Sports Park is the spring training facility for the Tampa Bay Rays. The city also houses the Addison Blockhouse Historic State Park, where you can see an 18th-century plantation. Recommended 55+ Communities in Boynton Beach Indian Spring Mid $100s - High $600s If you are searching foraffordable Florida coastal towns to retirethen I would probably tell you to settle down in Fort Pierce. It is home to the site that launches rockets and satellites. Fort Myers is located along Florida's Gulf Coast and the Caloosahatchee River. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is It is actually a village that is made up of 6 of the Florida Keys' islands and is well-known for its relaxed atmosphere and breaktaking coral reefs. Since you don't currently live in a coastal community, this means you're going to need to pack up and move . Its also the medical center for the south coast region, according to the city website. It is centrally located between Sarasota and Fort Myers and is also close to major cities, such as Tampa to the north and Naples to the south. All investing involves risk, including loss of U.S. News also named Melbourne its tenth best city to retire in and one of the safest places to live and ranked it highly for quality of life. Port Arthur houses the Texas Point National Wildlife Refuge, which covers 8,972 acres of saline to brackish marsh and is inhabited by a variety of fish and fowl. This charming Old Florida town features brick-paved streets, colorful cottages and old oaks, with independently-owned shops and boutiques. Places to visit:A. E. Backus Gallery and Museum, Sailfish Brewing Company, Jack Island Preserve State Park, George LeStrange Preserve, Sweetwater Hammock Preserve, Jetty Park, and many more. Del Oro Groves, Northwood Estates, Charter Oaks, Eagle Estates, Morningside Meadows,and many more are the popular neighborhoods in Clearwater. Because of its small-town atmosphere, many young families and singles have come to the area in recent years. Live everyday like youre at a summer resort at Ormond Beach in Florida and enjoy clear blue waters and peachy orange sands. (Getty . You can be part of plenty of outdoor activities like taking part in golf courses, dolphin watching along the Halifax River, visiting museums and art galleries or visiting the Deland Memorial Hospital Museum, or hiking to Buncombe hill interpretive trail, Manatee Island Loop and many more. Boynton Beach Area - Florida. Talk to a financial adviser for even more help with stretching those retirement dollars. The median home value in the city is quite low just $113,600 and youll pay around $908 in annual property taxes and about $655 in monthly housing costs. It is a rural community with a lot of the benefits of living in the big city. However, the crime rate here is twice as high as the state average. Located on the Southwest coast of Florida, Fort Myers is a commuter town located near Cape Coral and Sanibel Island. An average house in this beautiful town costs around a million dollars. These are areas that you can live in a part of the year or full-time. If you love marine life, head to the Bahia Honda State Park which is one . Round Island Park is one of the famous public beaches to spot the manatees in Indian River County. Plus you get all this beauty for your money. Southwestern Florida starts just above Tampa and goes south to Marco Island. Or go swimming at Sunset Beach and Fred Howard Park. This contributes to the lower cost of living. You can stroll around the downtown center and the Historic District and check out the art galleries, antique shops and Greek eateries around the area. At $217,100, Port Angeles median home value is less than half of the pricey state median and the median annual property tax stretches just over $2,000. To Marco Island who dont miss the opportunity of moving to this marvelous city usually. That are open all year round communities in the Villages Florida Beach towns that Florida is for... Championship golf courses, shops and boutiques museums and historic sites 2019 ), sits. 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